Association Chapter Insurance Policies: What Coverage Do You Need?

By: Jefferson C. Glassie and Jennifer Kirkpatrick Howard

Choosing insurance coverage for a chapter or affiliate can be overwhelming. Here are a few tips to help you get started in figuring out what coverage is right for your chapters.

All too often chapters or affiliates of trade and professional associations struggle with the idea and cost of insurance. Typical questions surface: What are the risks? What are the requirements? How much coverage is needed? It can be an overwhelming endeavor for any organization, but particularly for a nonprofit chapter or affiliate with a small budget and even smaller staff (if any). ...